Helping people turn DREAMS INTO REALITY
Types of Transactions We Handle:
- Residential Purchase Financing
- Rate and Term Refinancing
- Cash-Out Refinancing (Most States)
- Investment Property Loans
- Condo & Townhouse Financing
Products We Offer:
- Conforming Fixed Rate Mortgages
- Conforming LIBOR ARMs (3/1, 5/1, 7/1)
- FHA and VA Loans
- FHA Low Fico, 203K Loans, & ARMs
- VA Interest Rate Reduction Refinance (IRRRL)
- DU Refi Plus
- Jumbo Loans
- USDA Mortgages
Toby helped us refinance our house and he made it a very quick and easy process. He was always easy to reach when we had questions and even came to closing in case there were any unexpected issues that came up. We highly recommend him if you're looking to purchase a home or refinance an existing mortgage.
James & Tammy
If you're looking for someone who knows financial services, then Toby Robinson would be that person. Toby was there no matter what! Toby knows his business and to me that was very important. He has a Great personality and is always upbeat. You won't regret using Toby!
Norman & Kathy Coots
I would like to recommend Toby for his impeccable service that he provided to me during the purchase of 8 condos in CSB! The level of service Toby provided was beyond what I expected and what we call in the retail world, 'Legendary'.
My wife and I were anxious when it came to applying for our first home loan. Our realtor referred us to Toby because of his work ethic and knowledge of the loan process. Toby was with us every step up the way as he walked us through and made it easier on us. He answered all of our questions, even after business hours and during his vacation. We plan to work with Toby on future properties.
Brandon & Karen, City of Oak Ridge North, TX
According to recently released data from the National Association of Realtors (NAR), the median amount of time a home spent on the market hit an all-time low of only three weeks in 2017. Strong buyer demand, a good economy, and a low inventory of new and existing...read more
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We hope 2018 is a great year for you, both personally and...read more
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This time of year, a lot of people are making New Year’s resolutions to get in shape, spend more time with their kids, travel or go back to school. These resolutions are great for improving physical, emotional or spiritual wellbeing. But there’s one aspect of life...read more
What truly causes a housing bubble and the inevitable crash? For the best explanation, let’s go to a person who correctly called the last housing bubble – a year before it happened. “A bubble requires both overvaluation based on fundamentals and speculation. It is...read more
We often talk about the financial reasons why buying a home makes sense. But, more often than not, the emotional reasons are the more powerful or compelling reasons. No matter what shape or size your living space is, the concept and feeling of home can mean different...read more
In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for the vast...read more