Helping people turn DREAMS INTO REALITY
Types of Transactions We Handle:
- Residential Purchase Financing
- Rate and Term Refinancing
- Cash-Out Refinancing (Most States)
- Investment Property Loans
- Condo & Townhouse Financing
Products We Offer:
- Conforming Fixed Rate Mortgages
- Conforming LIBOR ARMs (3/1, 5/1, 7/1)
- FHA and VA Loans
- FHA Low Fico, 203K Loans, & ARMs
- VA Interest Rate Reduction Refinance (IRRRL)
- DU Refi Plus
- Jumbo Loans
- USDA Mortgages
Toby helped us refinance our house and he made it a very quick and easy process. He was always easy to reach when we had questions and even came to closing in case there were any unexpected issues that came up. We highly recommend him if you're looking to purchase a home or refinance an existing mortgage.
James & Tammy
If you're looking for someone who knows financial services, then Toby Robinson would be that person. Toby was there no matter what! Toby knows his business and to me that was very important. He has a Great personality and is always upbeat. You won't regret using Toby!
Norman & Kathy Coots
I would like to recommend Toby for his impeccable service that he provided to me during the purchase of 8 condos in CSB! The level of service Toby provided was beyond what I expected and what we call in the retail world, 'Legendary'.
My wife and I were anxious when it came to applying for our first home loan. Our realtor referred us to Toby because of his work ethic and knowledge of the loan process. Toby was with us every step up the way as he walked us through and made it easier on us. He answered all of our questions, even after business hours and during his vacation. We plan to work with Toby on future properties.
Brandon & Karen, City of Oak Ridge North, TX
Some Highlights: Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home, which stops many of them from even trying! Here are some facts: 40% of millennials who purchased homes this year have put down less...read more
In Trulia’s recent report, Rent vs. Buy: Roommate Edition, they examined the impact that renting with a roommate has in determining whether it is more expensive to rent or buy. The study explains: “Since we started keeping track in 2012, it’s been a better deal to buy...read more
The National Association of Realtors (NAR) released the results of their latest Existing Home Sales Report which revealed that sales rose 0.7% month-over-month, but remain 1.5% lower than they were a year ago. Some may look at these numbers and think that now is not a...read more
Did you know that 49 percent of home buyers that have children consider a neighborhood based on the quality of the school districts? Or that 22 percent had to delay buying a home due to childcare expenses? These are just a few of the many insights gleaned from the...read more
A report released by Down Payment Resource shows that 61% of first-time homebuyers purchased their homes with a down payment of 6% or less. The trend continued among all buyers with a mortgage, as 73% made a down payment of less than 20%. An article by Chase points to...read more
ADDISON, Texas, Oct. 19, 2017 (SEND2PRESS NEWSWIRE) — Mid America Mortgage, Inc. (Mid America) announced measures it has taken to provide assistance to both lenders and borrowers that were impacted by recent federally declared disasters. In addition to $20,000 in...read more
Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (29.2%) vs. the percentage needed to buy a median-priced home (15.8%), the choice...read more
There is no doubt that it is easier to sell your house when using the services of a local real estate professional. The agent will provide: Greater exposure to more buyers The skills of a professional negotiator A layer of protection from possible legal liabilities...read more
If your house no longer fits your needs and you are planning on buying a luxury home, now is a great time to do so! We recently shared data from Trulia’s Market Mismatch Study which showed that in today’s premium home market, buyers are in control. The inventory of...read more
In periods of low real estate inventory, the new homes market can strengthen as demand for housing outpaces supply. However, in a curious turn of events, the U.S. housing market is currently seeing a drop in new home sales, while levels of housing inventory continue...read more